Comprehensive guide provides an overview of the manufactured housing industry and examines the factors that affect the value of mobile home and RV parks, with topics covered in individual chapters including types of mobile home and RV parks, site and improvement analysis, market analysis, cost, sales, and income capitalization approaches, and Financing mobile home parks in the past was somewhat challenging since most lenders only understood them as being very low end housing. Current lending rates are at an all-time low so it is an ideal time to borrow funds to invest in this type of opportunity that offers returns of 5% to 9%. It reflects on the cap rate which in turn After all, if you want to buy a commercial property, don’t you want to know its accurate current value? So what is cap rate or capitalization rate? It is the net operating income divided by the purchase price or appraised value. Mobile Home Park Loan Rates.